10 Things You’ll Need To Do If You Want To Get Rich

This is a topic that I gave a lot of thought to when I was younger, not because I wanted to mimic the lifestyle of a rapper, but because I was always passionate about not being stuck at a job. I think doing what you love is great, but I think doing what you love on your own time, whenever you want is even better. Financial freedom is a mindset that puts into motion a life of discipline so that you can achieve your goals. Over the course of the past 17 years I’ve read nearly every personal finance book I could get my hands on. Of course it all started with Robert Kiyosaki’s book, If You Want To Be Rich And Happy, Don’t Go To School. This was his first book, before the Rich Dad Poor Dad book, a book that I highly recommend to all. From the books I’ve read, mentors I’ve spoken with, and my own life’s journey, here are 10 actions that will make you rich. One important note before I begin, there are may definitions of the word rich, to keep things simple I will be...
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5 Secrets to a ‘No-work’ Garden

It took over 20 years of gardening to realize that I didn’t have to work so hard to achieve a fruitful harvest. As the limitless energy of my youth gradually gave way to the physical realities of mid-life, the slow accretion of experience eventually led to an awareness that less work can result in greater crop yields. Inspired in part by Masanobu Fukuoka’s book, One Straw Revolution, my family experimented with gardening methods which could increase yields with less effort. Fukuoka spent over three decades perfecting his so-called “do-nothing” technique: commonsense, sustainable practices that all but eliminate the use of pesticides, fertilizer, tillage, and perhaps most significantly, wasteful effort. Here are the strategies we used which enabled us to greatly increase our garden yield, while requiring less time and less work.

1. Use the ‘no-till’ method of gardening

‘No-till’ gardening is a series of methods in which the soil is never disturbed, thereby...
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First Drive: 2017 BMW M760i xDrive

At first glance, the 2017 BMW M760i xDrive looks an awful lot like a standard 7 Series. But ogle a little closer and you’ll notice some un-ordinary bits: a snoutier nose, lower sills, a racier rear end, and, on the rear pillars, a little badge that says “V12.” That’s right, this thing has 12 cylinders. Salivary glands, engage!

Answering a question nearly everyone has asked, the BMW M760i is, at long last, the application of M Division wizardry to Bayerische Motoren Werke’s largest sedan platform. It’s not an all-out M car (no M7 badges, see), but it’s as close as we’re likely to get because let’s face it: no one is buying a 7 as a track day car first, daily driver second. But this one has the chuff and the stuff to wend its way through the corners like a rabid hound should you ask it to, and that’s certainly good enough for most. It’s definitely a few steps sharper than the previous hot 7 Series, the Alpina B7, which adds power but otherwise focuses on luxury ...
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Calatrava’s Greenwich Peninsula scheme threatens Foster-designed transport hub

The Twentieth Century Society is calling for a heritage listing to be applied to Foster + Partners' North Greenwich Interchange, which is threatened with demolition by Santiago Calatrava's recently unveiled £1 billion development. The UK heritage body submitted a Grade II* listing application for the North Greenwich Interchange by Foster + Partners and the North Greenwich Underground Station by Alsop, Lyall & Stormer at at the end of 2016. The application coincided with Greenwich council's decision to grant outline planning permission to developers Knight Dragon for the redevelopment of the peninsula – including a £1 billion complex by Spanish architect and engineer Santiago Calatrava on the site of the existing station and interchange. Successful listing of the London tube station and interchange could curtail plans for Calatrava's scheme, while its rejection would spell demolition for both. The tube station and canopy above were created as part of the Ju...
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Jensen Architects converts San Francisco warehouse into arts centre with black and white facade

American studio Jensen Architects aimed to preserve original design elements while transforming a sawtooth-roof industrial building into an arts hub with galleries and event space. Named after its address, 1275 Minnesota Street entailed the adaptive reuse of an industrial building dating to 1937. The two-storey arts centre is located in San Francisco's historic Dogpatch district, a once-gritty waterfront area that has been revitalised in recent decades. The facility is part of a larger complex called the Minnesota Street Project, which offers affordable rental space for artists, galleries and cultural nonprofit groups. The project – which aims to bolster the contemporary arts community in San Francisco – was backed by entrepreneurs and art collectors Deborah and Andy Rappaport. "Minnesota Street Project was inspired by the couple's belief that philanthropic support for the arts today requires an alternate model – one suited to the innovative nature...
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Last-Minute Holiday Shopping Tips

You've waited until the last minute to buy your gifts this year. Now what? Just because Black Friday and Cyber Monday are behind us doesn't mean you have to miss out on some great savings, too. Check out the list of tips below to save when time is down to the wire.

Refine Your List

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Create a narrowed down list of whom you have left to buy for, what you're getting for them and what you plan to spend on each person. Your shopping list will serve as your most valuable shopping tool when it comes to saving money. If you know you're buying a pair of shoes for your mother, plan out just what you want to spend, like $50.
By setting a budget with your list, you can monitor your overall spending, especially as last-minute deals may be harder to find the closer you get to the holidays. To stay organized, try using the Gift Log Calculator from PracticalMoneySkills.com to match prices with products.

Set a Time Limit

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Time is running low and you've ...
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10 Things to Do When Shopping for a Used Car

If you’re in the market for a used car, you’re not alone. More than 38 million used cars were sold last year, according to Edmunds.com’s 2015 Used Vehicle Market Report. With so many used cars on the market, finding the right one can be daunting. Figuring out financing, finding specific models, inspecting the car for damages and repairs — used car shopping brings many unique challenges you likely won’t encounter on a new car lot.

1. Set a budget.

1_roman-seliutin_shutterstock_300755132 Before you start shopping around, you have to know how much car you can afford. The average price of a used car in 2015 was around $18,500, according to Edmunds. But that doesn’t mean you should search for cars in that price range. Instead, your income should determine the purchase price. “A good rule of thumb is no more than 25 percent of your monthly household income, including the cost of fuel, insurance, repairs and maintenance,” said Kristen Andersson with Instamotor, a private-party used car marketplace...
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6 Tips to Get the Best Holiday Loan

The holiday season is fast approaching. You want to buy presents for friends and family. Maybe you’ll travel out of town. Secret Santa gifts, postage for holiday cards and even wrapping paper add up. If you haven’t saved enough, but don’t want to charge the seasonal expenses to your credit card, here’s a possible solution for you: a holiday loan. A holiday loan is a personal loan that you take out specifically to pay for holiday expenses. Like all personal loans, holiday loans are unsecured loans — meaning you don’t have to put up any collateral like you would for a mortgage or auto loan. Your holiday loan will have a predetermined interest rate for a fixed term, so you’ll know exactly how much your monthly payment will be. Interest rates vary among lenders, and the APR you snag might be determined by your credit score. The higher your score, and the better loan terms you might get. Here are six tips you can follow to get the best holiday loan.

1.  Check You...

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10 Top Companies for Financiers

Going into finance has always been a great way to make money. Although "banker" can mean just about anything from the guy who stocks the ATM machine to the folks who set interest rates, increasingly these days it's a term synonymous with managing large amounts of money and getting paid in kind. In fact, it's sometimes a little hard to remember that there was a time when banking used to be boring. Today a career in finance is the end goal for many MBA students. Even a bachelor's in finance is considered the eighth most valuable college degree someone can have. Of course, as with all fields, the real money is at the top. It's true whether you're a doctor choosing between general practice and anesthesiology, a lawyer who hangs his own shingle or, as here, a financier deciding where to go next.

10. Macquarie Group

Median Salary: $120,000 Median Base Salary: $105,000 980842e9-6896-11e6-bf4a-5bde4815d0ff_600x400 Many of America's biggest companies are pretty obscure. Names like Cargill, Bechtel and C&S Wholesale don'...
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The 7 most influential people in European finance

Bloomberg just released its list of the 50 most influential people in the world of finance. It is a comprehensive list of Wall Streeters, politicians, central bankers and business leaders who shape the way the global economy functions and help keep the wheels turning in the face of economic and political turmoil. The list is global, but understandably has a heavy focus on the United States of America, given the country's status as the world's biggest, most powerful economy. Chinese leaders also have a prominent role in the ranking as the country continues its challenge to the USA's global dominance. However, seven leaders from Europe make Bloomberg's list, occupying several of the top positions, including the number one spot this year. We decided to take a look at these seven people who play a unique part in shaping global finance.

7 (37th overall). Margrethe Vestager

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Vestager, the European Union commissioner for competition, has taken a prominent role in the EU's ba...

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